Economic Instability and Housing Market: The article discusses how rising rent prices and stagnant wages contribute significantly to homelessness. It underscores the widening gap between income and housing costs, making it increasingly difficult for low-income individuals to secure stable housing.

Inadequate Social Safety Nets: Another critical factor highlighted is the insufficiency of social safety nets. The lack of robust social services and support systems, such as affordable healthcare and mental health services, exacerbates the vulnerability of individuals at risk of homelessness.

Personal Circumstances and Systemic Failures: The article also points out that personal circumstances such as job loss, family breakdowns, and health issues can trigger homelessness. However, it stresses that these personal challenges often intersect with broader systemic failures, making it difficult for individuals to recover.