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What happened
In the wake of a significant national public data breach, consumers are advised to take immediate action to protect their credit information. This article provides a detailed guide on how to freeze your credit to prevent unauthorized access and potential identity theft.
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Key insights
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Understanding Credit Freezes
A credit freeze is a security measure that restricts access to your credit report, making it difficult for identity thieves to open accounts in your name. It is a crucial step in protecting your financial identity after a breach.
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How to Implement a Credit Freeze
The article outlines the process of contacting major credit bureaus and requesting a freeze. It highlights that this service is free and can be done online or over the phone, requiring your personal information and possibly a PIN for managing the freeze.
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Additional Protective Measures
In addition to freezing your credit, the article suggests monitoring your financial accounts regularly, using identity theft protection services, and being cautious with personal information.