Personal Finance

Naidu directs officials to negotiate lower loan interest rates with banks

AP Chief Minister Chandrababu Naidu urged officials in December 2025 to negotiate lower interest rates with banks, potentially saving the state around ₹7,000 crore in public money.

Rent, cars, credit: CA explains why old financial wisdom no longer works

Young earners in India face a financial landscape vastly different from their parents, prompting a reevaluation of traditional financial advice.

What True Wealth Looks Like

A Buddhist teacher highlights the 'meditation paradox,' showing that seeking benefits from meditation or money can hinder true happiness. Understanding this can reshape our relationship with wealth and well-being.

Gold vs equity vs property: Which delivered better returns in the past decade?

An analysis of gold, equity, and property returns over the past decade reveals distinct performance trends. Understanding these trends is crucial for informed investment decisions.

Is Paying Rent Really a Waste?

CA Nitin Kaushik challenges the belief that renting is a waste of money, arguing that home loans can be more financially burdensome. He emphasizes the importance of careful financial planning before committing to a mortgage, highlighting that renting offers flexibility and liquidity. Kaushik presents calculations showing that the total cost of homeownership, including interest payments, can far exceed renting. He advises families to ensure they are financially prepared before purchasing a home, as rushing into ownership can lead to financial strain.

10 Essential Business Skills for Success

Success in business requires a blend of traditional and modern skills, including leadership, communication, and adaptability. As industries evolve, professionals must develop competencies in technology and AI to thrive. This article outlines ten essential skills that can enhance career trajectories and foster innovation, emphasizing the importance of continuous personal and professional development.

Understanding Value Investing

Value investing focuses on acquiring undervalued stocks of fundamentally strong companies, aiming for long-term gains as market prices adjust. It involves analyzing financial performance and metrics like price-to-earnings ratios. Investors must be patient and seek strategies that have consistently applied value investing principles, recognizing that market cycles can affect performance. Caution is advised to avoid value traps, with some investors opting for a blend of growth and value strategies.

How to Prepare for a Recession

The article discusses strategies individuals can employ to manage their personal finances effectively during an economic downturn. It emphasizes the importance of budgeting, saving, and making informed financial decisions to withstand economic challenges.

Top 5 Automation Tools to Boost Startup Productivity

The article discusses five automation tools that can significantly enhance productivity for startup founders by saving up to 10 hours a week. These tools streamline various tasks, allowing entrepreneurs to focus on growth and innovation.

Leveraging AI for Achieving Financial Independence

The article discusses how artificial intelligence (AI) can be utilized to attain financial independence. It explores various AI tools and strategies that can help individuals manage finances, make informed investment decisions, and ultimately work towards financial freedom.

Top 10 Books Preferred by the Wealthy That Middle Class Overlook

The article highlights ten influential books that are favored by wealthy individuals to enhance their financial acumen and success. These books are often overlooked by the middle class. They provide insights into wealth-building strategies, personal finance management, and mindset shifts necessary for achieving financial independence.

The Importance of Passive Income for Achieving Financial Independence

This article emphasizes the critical role of passive income in attaining financial freedom. It explores various streams of passive income and highlights how they can provide financial stability and long-term wealth.

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